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Laval pet insurance

Learn about Laval Pet Insurance

The Laval pet insurance policy you purchased for your pet matters a lot as it will assist you in covering medical expenses related to your pet. In most cases, pet insurance policies in Laval will cover diagnostic tests, accidents, prescriptions, surgery, emergency care, hospitalization, and illnesses. Some insurers may include additional or optional policies such as wellness coverage to cover routine procedures such as vaccination and checkups.

The features and benefits offered by various pet insurers in Canada may differ remarkably. Before choosing a pet insurance provider, you need to research the coverage to find out everything about the waiting periods, stipulations, exclusions and limits. Also, find out the insurer’s policy regarding the pet’s age and breed and also their limits on benefits reimbursements.

Most insurers exclude pre-existing conditions from the pet insurance coverage. Moreover, chronic illnesses and genetic diseases may easily manifest themselves as your pet age. If the condition is diagnosed before the policy’s start date, it will be excluded from the coverage but if diagnosed after the start date of the policy, it will still be covered by the plan.

To get a quote on Laval pet insurance, click here.

Buy The Right Laval Pet Insurance

The major reason for pet insurance is to provide comprehensive financial protection in case of unexpected medical conditions. Sadly, this goal may not be achieved if you go for a narrow coverage. It is generally better to opt for comprehensive or broad coverage that would cover most conditions with few or no exclusions.

Wellness coverage generally sounds like a great coverage for your pet but it is too narrow as it basically covers checkups and vaccinations. So, it may not be great coverage for your pet.

Before you choose the Laval pet insurance coverage, you should ensure that it covers the following:

  • Accidents and illnesses
  • Emergency care
  • Prescription medication
  • Hereditary, congenital and chronic conditions
  • Hospitalization
  • Specialist care, and
  • Surgery

To learn more about pet insurance click here.

Laval Pet Insurance and Animal Shelters

  • Auberge Zen Refuge – Centre d’Adoption des Animaux de Laval – OBNL – 5260 Boulevard des Laurentides, Laval, QC H7K 2J8 – (450) 663-3338
  • Veterinary Centre Laval – 4530, Autoroute 440, Laval, QC H7T 2P7 – (450) 781-1200
  • SPCA of Montreal QC – 5215 Rue Jean-Talon O, Montréal, QC H4P 1X4 – (514) 735-2711
  • Le Berger Blanc Inc. – 9825 Henri-Bourassa est Montréal, QC H1C 1G5 – 514-494-2002

To learn more about the Laval pet insurance and animal service, click here.

Pet Insurance Terms

  • Co-insurance – This is the part of the claim the insured is responsible for. For example, if the co-insurance is 20%, the insured will take care of 20% of the cost of the claim.
  • Deductible – The deductible is the agreed amount of the claim that will be paid by the insured before accessing the insurance payout. It may be charged per year or per claim.
  • Pre-existing condition – If the pet is diagnosed with any serious medical condition before the policy’s start date, it is known as a pre-existing condition. Most pet insurers in Laval do not cover pre-existing conditions.
  • Breed exclusion – Certain breeds may be excluded from the insurance policy. In other words, any hereditary condition related to the breed will not be covered by the policy.

To learn more about pet insurance, click here.


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Laval Pet Insurance FAQs

Does pet insurance go up if you claim?

Yes. The insurance claim is likely to go up if you made a claim in the past. This is because the insurer will assume that you are likely to make another claim if you made a claim in the past.

Can I get pet insurance for older pets?

The risk of chronic illnesses increases as the pet age and the pet will more likely require additional treatment. Most pet insurers will not likely cover dogs up to 7 or 8 years, but some providers still offer coverage for older dogs.

How long after taking pet insurance can I make a claim?

Pet insurers in the Regional Municipality of Waterloo do not generally place restrictions on when you can cancel your pet insurance policy. You can do so anytime you wish.

How much does pet insurance cost for a dog per month?

The cost of the premium may vary widely depending on several factors. For some insurers, the monthly premium may range from $10 to $100.

To get a quote on Laval pet insurance, click here.

What to Ask Before Purchasing Pet Insurance

You need to make informed choices when choosing the right pet insurance Laval as a pet parent. It is important to know what is covered and what is not covered by the policy before making a claim.

Here are some questions to ask before taking out Laval pet insurance:

  • What is covered and what is not?
  • What illnesses and injuries are covered in the insurance?
  • What makes up an accident?
  • Does the policy include out-of-country or province coverage for my pet?
  • Are there breed-specific exclusions?
  • Is there any benefit or effect on my plan if I enroll multiple pets?
  • How long does it take to process a claim?
  • Is there any waiting period before I can make my first claim?
  • Will my premium change over time or as my pet ages? Will it increase if I make a claim?
  • How do I make a claim? Do I have to pay the veterinary upfront?

To learn more about Laval pet insurance, click here.

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