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Landscaper Disability Insurance

Why Get Landscaper Disability Insurance

The services of landscapers and groundskeepers go hand in hand. The former plays the role of keeping the park, yard or garden’s landscape clean, safe, attractive and healthy while the later tends an area of land for functional or aesthetic purpose.

Landscapers are knowledge workers but they also need their tools, implements and working ability. In fact, the professional’s ability to work is his or her greatest asset. If the professional is unable to work, he may lose a lot of money in the process.

Just like most other professionals, landscapers can be disabled due to injuries. Disabilities do not usually give a warning sign and when a disability occurs, the professional might not earn his or her monthly salary. This is why you should take out landscaper disability insurance.

Before taking out landscaper DI, it is important to shop around and compare policy options to choose the best coverage. Call Insurdinary for landscaper income replacement plan. We can connect you to reliable insurance advisors who will guide you to choose the best coverage available to Canadians.

To get a quote for landscaper disability insurance, click here.

The Difference between Long- & Short-Term Landscaper Disability Insurance

disability insurance

Landscaper Short Term Disability Insurance

If you are disabled for a short period of time (less than a year), you still need landscaper disability insurance, this is where the short-term disability insurance coverage comes in. This type of disability insurance covers you for a short period of time as specified in the policy document. The duration of short-term disability insurance may vary from one insurance provider to the other.

Landscaper Long Term Disability Insurance

If you’re looking for a disability insurance policy to cover you for a longer period of time, typically more than 2 years, what you need is landscaper long term disability insurance coverage. This type of coverage provides financial protection for some specified forms of disabilities due to accidents, illnesses, and injuries. The policy duration is usually specified in the policy document and in most cases, it covers you until you are willing to return to work or until you reach the age of retirement, usually at age 65.

To learn more about landscaper long term disability insurance, click here.

What is Covered in Landscaper Accident Insurance?

Landscaper disability insurance covers disabilities that arise due to injuries from most types of illnesses and accidents. The policy may also cover non-illnesses such as childbirth and pregnancy.

In some cases, some medical conditions may not be covered by the policy. For instance, pre-existing conditions which are medical conditions diagnosed before the start date of the landscaper disability insurance policy may not be covered.

Landscaper Injury Insurance Coverage:

Coverage for total disability
Partial disability benefits
Retraining benefits and recovery benefits
Landscaper disability insurance coverage for mental illness
Landscaper disability insurance coverage for pregnancy
Survivor benefits
Compassionate disability

To learn more about landscaper accident insurance, click here.

Be Prepared for Anything, No Matter Where You Work

You don’t have to lose your salary because of a disability. Get disability insurance today to make sure you are covered wherever you work.

Canadian Institute for Landscapers

Learn about Landscaper DI

There are a number of landscaper associations and institutes in Canada. Here are a few of such associations.


    • Canadian Nursery Landscape Association – 7856 Fifth Line, Milton, ON L9T 2X8 – (905) 875-1399


    • Ontario Association Of Landscape Architects – 3 Church St #506, Toronto, ON M5E 1M2 – (416) 231-4181


    • Alberta Association Of Landscape Architects – 17008 90 Ave NW #248, Edmonton, AB T5T 1L6 – (780) 435-9902


    • Nursery Trades Association Landscape Alberta – 18051 107 Ave NW, Edmonton, AB T5S 1K3 – (780) 489-1991


    • Manitoba Association Of Landscape Architects – 131 Callum Crescent, Winnipeg, MB R2G 2C7 – (204) 663-4863


    • Manitoba Nursery Landscape Association (MBNLA) – 387 Gaboury Pl, Winnipeg, MB R2H 0L5 – (204) 661-6397


    • BC Society Of Landscape Architects – 355 Burrard St, Vancouver, BC V6C 2G8 – (604) 682-5610


    • Landscape Nova Scotia – PO Box 28, Stn Main, Dartmouth, NS B2Y 3Y2 – (902) 800-4321


    • Landscape Newfoundland and Labrador Horticultural Association – 150 Freshwater Rd, St. John’s, NL A1C 2N9 – (093) 730-5165


To learn more about landscaper associations in Canada, click here.

Purchase Landscaper Disability Insurance in Minutes – Easy!

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Finding the best landscaper disability insurance is easy with Insurdinary. Simply sign up, get quotes sent directly to your inbox, and buy your perfect plan online.

Purchasing landscaper disability insurance should be the least of your worries. Get quotes now to protect your income and salary!


Step 1 – Get Quotes

Answer a few questions about your occupation to get quotes sent straight to you.

Step 2 – Compare Rates

Compare plans and prices from top level disability insurance providers.

Step 3 – Buy Online

Choose a plan and buy the perfect insurance plan in minutes.

Canadian Landscaper Accident Insurance Statistics

A total of about 20,972 establishments were established in the specialty trade contractor industry in 2016. 99.6 percent of these businesses have about 0 to 99 employees. Financial data for the industry indicates an average revenue of $375,500 and 80.7 percent profitability.

To learn more about landscaper accident insurance, click here.

Injuries Landscaper Suffer From

Landscapers may be exposed to certain injuries related to their work. Some of these injuries may result in disabilities, especially if they are severe. This is why it is extremely important for the professional to take out landscaper disability insurance to protect themselves financially against any form of disability.

Here are some of the common workplace injuries associated with the profession:

Workplace falls
Exposure to extreme temperatures
Exposure to pesticides and chemicals
Injuries from electric currents
Cuts and lacerations
Crushing injuries
Eye injuries

To learn about landscaper injury insurance, click here.

Get the Lowest Rates on All Types of Insurance

Insurdinary has you covered no matter what. Shop online for the best insurance coverage and rates in Canada.

Landscaper Injury Insurance FAQ

Looking for landscaper disability insurance coverage?

Learn more about how to get the best price landscaper disability insurance online by checking out the Frequently Asked Questions below.

Do landscaper need disability insurance?

Yes, landscapers are exposed to several injuries that could result in disabilities. Such injuries include cuts and lacerations, eye injuries, crushing injuries and so on. So, the professional needs landscaper disability insurance to protect himself against such an injury.

Can I collect on two disability policies?

Yes, you can own two landscaper disability insurance policies. In fact, this will ensure that you are not limited by the maximums on either of those policies.

How much should I pay for disability insurance?

Whether short or long-term, disability insurance would typically cost about 1 to 3 percent of your gross annual income. In other words, if you are making $100,000 in a year, you will pay from $1,000 to $3,000 in disability insurance.

How much landscaper disability insurance do I need?

You need landscaper disability insurance that pays up to 50 or 60 percent of your salary. For instance, if your salary is $100,000, the disability insurance policy should pay you up to $50,000 or $60,000.

To learn about landscaper injury insurance, click here.

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