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Kitchener-Waterloo-Cambridge Funeral Insurance

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Find the right Funeral Insurance in Kitchener - Waterloo - Cambridge

Funeral Insurance Overview


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A lot of experiences and skills are required when planning a funeral in Kitchener-Waterloo-Cambridge. Funerals are a celebration of a person’s life, thus it requires careful planning and execution. However, the funeral may not be successful if you don’t plan it. You can hire accredited funeral directors in Kitchener-Waterloo-Cambridge to plan your funeral and make it all easy for you.

A Kitchener-Waterloo-Cambridge funeral director will provide you with all the assistance you require to make your funeral successful. With the help of the funeral director, the desires of the deceased and those of his family members can be fulfilled.

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Funeral Insurance Details


Funeral Bonds

Funeral bonds are money invested for the purpose of financing a funeral in Kitchener-Waterloo-Cambridge on your eventual death. The money can only be paid out when you die and it must be used for the purpose of the funeral.

Funeral bonds are rock-solid investments. They are also backed with capital guarantees. The bonds are portable and flexible, they are not tied to your specific location in the city. Also, funeral bonds are annually indexed and they have a maximum limit. Contact your funeral director to get more information about funeral bonds.

Here are some of the benefits of funeral bonds in Kitchener-Waterloo-Cambridge:

  • Funeral bonds do not have an entry or exit fee.
  • The money you earn from the bond will not affect your personal income tax position in the city.

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Obituary and Mortality Rate

Data from the Region of Waterloo Public Health shows that Kitchener has the highest number of deaths and also the highest age-standardized mortality rate per 100,000 population, followed by Cambridge in the Waterloo Region from 2010 to 2012. In 2012, Kitchener recorded 1,492 number of deaths and had 743.5 age-standardized mortality rate. Cambridge and Waterloo recorded 827 and 525 deaths respectively and 711.1 and 551.8 mortality rates.

When someone dies in Kitchener-Waterloo-Cambridge, an obituary is usually carried out in remembrance of the person. An obituary is an official pronouncement of a person’s death. It is a way to announce to the world about the death of the person.

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Funeral Homes Listings

  • Henry Walser Funeral Home – 507 Frederick St, Kitchener, ON N2B 2A5 – (519) 749-8467
  • Westmount Memorial Celebration Centre – 1001 Ottawa St S, Kitchener, ON N2E 2X5 – (519) 743-8900
  • Erb & Good Family Funeral Home Ltd – 171 King St S, Waterloo, ON N2J 1P7 – (519) 745-8445
  • Tri-City Cremation Services – 28A-1601 River Road East, Kitchener, ON N2A 3Y4 – (519) 772-1237
  • Corbett Funeral Home – 95 Dundas St N, Cambridge, ON N1R 5N6 – (519) 740-0669
  • Coutts Funeral Home & Cremation Centre – 96 St Andrews St, Cambridge, ON N1S 1M8 – (519) 621-1650
  • Lounsbury Funeral Home – 1766 Franklin Blvd, Cambridge, ON N3C 1N8 – (519) 658-9366
  • Barthel Funeral Home – 566 Queenston Rd, Cambridge, ON N3H 3J8 – (519) 653-3251
  • Little Funeral Home & Cremation Centre – 223 Main St, Cambridge, ON N1R 1X2 – (519) 623-1290
  • Tri-City Cremation Services – 28A-1601 River Road East, Kitchener, ON N2A 3Y4 – (519) 772-1237

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Funeral Insurance Related Pages

Funeral Insurance News

Unmarked graves in Waterloo Region’s cemeteries are littered with unclaimed dead. You can walk by any of the unmarked graves without knowing that someone who does not have a friend, relative or community to take responsibility for them was buried there.

A lot of deceased people in Waterloo Region are buried by the regional municipality in the cemetery every year because no one claimed responsibility for them but Michelle Glendinning says that no one is truly unclaimed.

The funeral director at Henry Walser Funeral Home in Kitchener says that their funeral home claim the unclaimed people, take them in and look after them. He said that the funeral home will always host a small service for the unclaimed dead before burying them. Glendinning added that people should be treated with respect even though they are dead.

A lot of efforts are made to find a loved one who can bury the dead. In some cases, it might take weeks to find someone but sometimes no one will agree to take responsibility. Preliminary data from the Office of the Chief Coroner of Ontario shows that 421 unclaimed dead people were recorded in 2018, double the figure for 2012.

The reasons for the rising number of unclaimed dead people is not known but Cheryl Mahyr, the issues manager with the chief coroner’s office said it could be because of an increase in aging adults and population growth.

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Funeral Insurance FAQ


What Does Funeral Insurance Cover?

Funeral insurance covers the cost of your funeral up to $15,000. The agreed amount is paid to your estate in the event of your death.

What Happens When a Family Can’t Afford a Funeral?

In the event that you cannot afford the burial, cremation or funeral cost of your loved one, you can sign a release form with the coroner’s office in your city or county. The state or county will pitch in to either cremate or bury the body.

What is the Difference Between Life Insurance and Funeral Insurance?

Funeral insurance and life insurance are almost the same. Both pay a lump sum but the former pay a smaller amount than the latter. Also, funeral insurance covers short-term expenses but life insurance is suitable for longer-term financial security.

Who is Legally Responsible for Funeral Costs?

The cost of the burial, cremation or funeral will be paid out from the deceased’s estate. However, if there is no money to cater for the funeral or burial, the person in charge of the burial can sign a release form with the coroner’s office and release the remains to the state for burial.

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