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Janitor Disability Insurance

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Find the best rates for janitor disability insurance with Insurdinary.

Why Get Janitor Disability Insurance


A janitor plays an important role in businesses and residential accommodations. His primary function is to clean but he also carries out security and maintenance functions.

Obviously, janitors need to work in order to earn a living. If disabled, the janitor may lose his ability to work and consequently, he may lose his source of income. If you want to secure your salary and income as a janitor, you need to take out janitor disability insurance.

Before taking out janitor DI, it is important to research the policy options and shop around to choose the best coverage for you. This will help you to find the policy that meets your budget and provides better benefits and features. You can also take advantage of the extensive resources available at Insurdinary to get quick quotes from top insurance providers. Insurdinary can connect you to insurance advisors who will guide you to choose the best janitor income replacement plan.

To get a quote for janitor disability insurance, click here.

The Difference between Long- & Short-Term Janitor Disability Insurance


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Janitor Short Term Disability Insurance

Staying a month or two without an income or salary could be very daunting and you don’t want to do that. Sadly, if you are disabled for a short period of time and are unable to work, you will have to stay without a salary for a few days or months. But there’s a way out. You can take out short-term janitor disability insurance. With janitor disability insurance, you can cover disabilities due to accidents, illnesses, and injuries. This type of disability insurance may last for just a few months but it’s usually less than one year.

Janitor Long Term Disability Insurance

No one wants to stay without an income or salary for a whole one or two years. Sadly, a serious disability might put you out of work for such a long period of time. Some people suffer disabilities for the rest of their life. In such a case, you need janitor long term disability insurance. With such disability insurance, you will get up to 50 or 60 percent of your salary if disabled. The duration of the disability insurance coverage varies from one insurer to the other. For some insurers, it lasts until you are healthy enough to return to work and for some others, it may last till the age of requirement (at age 65).

To learn more about janitor long term disability insurance, click here.

What is Covered in Janitor Accident Insurance?


Janitors with janitor disability insurance get covered for disabilities due to several injuries, accidents, and illnesses. The conditions covered usually depends on the insurance provider. However, non-illnesses such as pregnancy may be covered by the insurance policy.

Note that some conditions might be excluded from the janitor disability insurance policy. Typically, pre-existing conditions which are medical conditions diagnosed before the start date of the janitor disability insurance are excluded.

Janitor Injury Insurance Coverage:

Coverage for total disability
Partial disability benefits
Retraining benefits and recovery benefits
Janitor disability insurance coverage for mental illness
Janitor disability insurance coverage for pregnancy
Survivor benefits
Compassionate disability

To learn more about janitor accident insurance, click here.

Be Prepared for Anything, No Matter Where You Work


You don’t have to lose your salary because of a disability. Get disability insurance today to make sure you are covered wherever you work.

Canadian Institutes for Janitors


Learn about Janitor DI

There are a number of janitor associations and institutes in Canada. Here are a few of such associations.

 

    • The Worldwide Cleaning Industry Association (ISSA Canada) – 910 Dundas Street West, P.O. Box 10009 Whitby ONL1P 1P7 – (905) 665-8001

 

    • Canadian Commercial Cleaning Association – 670 Hardwick Rd Bolton ON L7E 5R5 – (905) 951-2826

 

    • BC Contract Cleaners Association – 1522 10th Ave, New Westminster, BC V3M 3J2

 

 

To learn more about janitor associations in Canada, click here.

Purchase Janitor Disability Insurance in Minutes – Easy!


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Finding the best janitor disability insurance is easy with Insurdinary. Simply sign up, get quotes sent directly to your inbox, and buy your perfect plan online.

Purchasing janitor disability insurance should be the least of your worries. Get quotes now to protect your income and salary!

 

Step 1 – Get Quotes

Answer a few questions about your occupation to get quotes sent straight to you.

Step 2 – Compare Rates

Compare plans and prices from top level disability insurance providers.

Step 3 – Buy Online

Choose a plan and buy the perfect insurance plan in minutes.

Canadian Janitor Accident Insurance Statistics


There are approximately 32,640 Canadians working as apartment building maintenance workers in the Toronto region.

Among janitors, building superintendents and caretakers in Toronto area, 20 percent work in management and administrative services, 18 percent work in educational services, 17 percent work in finance, insurance, and real estate and rental and leasing sector, while 8 percent work in construction services.

To learn more about janitor accident insurance, click here.

Injuries Janitors Suffer From


Janitors, like other professionals, are exposed to a lot of risks and injuries related to their work. Although the professional is expected to know the safety and precautionary approaches to minimize these risks, it is possible that the janitor becomes disabled as a result of the injuries. If disabled, a janitor may not be able to continue working and as a result, the professional may not earn a salary. This is why you need janitor disability insurance.

Here are injuries common to janitors:

Trips, slips, and falls
Musculoskeletal injuries due to strains and overexertion
Repetitive motion injuries
Exposure to toxic chemicals
Exposure to infectious diseases
Electric shock
Ergonomic injury

To learn more about janitor injury insurance, click here.

Get the Lowest Rates on All Types of Insurance


Insurdinary has you covered no matter what. Shop online for the best insurance coverage and rates in Canada.

Janitor Injury Insurance FAQ


Looking for janitor disability insurance coverage?

Learn more about how to get the best price janitor disability insurance online by checking out the Frequently Asked Questions below.

Do janitors need disability insurance?

Janitors, like most professionals, might be exposed to injuries related to their work. As such, the professional needs disability insurance coverage to protect his finances against any form of disability that may arise.

How much janitor disability insurance do I need?

You need janitor disability insurance that amounts to about 50 or 60 percent of your annual income or salary. Let’s say your annual salary is $100,000, your janitor disability insurance should provide up to $50,000 or $60,000.

Can I work if I’m on long-term disability?

It depends on the terms of the disability insurance. If the terms say you are disabled if you cannot work on your specific occupation, you may be able to work on other occupations while on long-term disability. However, if the terms specified that disability holds if you cannot work on “any occupation”, then you cannot work on any other type of job while on long-term disability.

What medical conditions cover for long-term disability insurance?

Several medical conditions qualify for long-term disability insurance. Examples include brain injuries, cancer, anxiety disorders, chronic pain, back injuries, asthma, bipolar disorder, cerebral palsy, etc.

To learn about janitor injury insurance, click here.

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