Like blacksmiths, ironworkers are exposed to a lot of accidents, injuries, and risks. Some of the work-related accidents and injuries could result in a disability which could make it difficult or even impossible for the tradesperson to work.
A disabled ironworker who is unable to work may not earn an income to take care of himself and his loved ones. This could be difficult for the ironworker if he does not have a way to get back some of his income and that’s exactly why you need ironworker disability insurance.
With the right ironworker disability insurance, you will cover work-related accidents, injuries, and illnesses that could result in disability and get a portion of your income or salary during a disability. Ironworker disability insurance may cover you for either a short term or a long term.
While short term coverage might last up to a year, long term coverage may last up to the retirement age. You need to go through the policy document and decide the type of coverage you want for the ironworker DI. You can also ask your insurer some relevant questions to be sure you are taking out the right ironworker disability insurance.
To get a quote for ironworker disability insurance, click here.
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