With overland water insurance, you can still live near a river and be protected.Overland water insurance covers for any kind of water damage that occurs as a result of the overflow of river, lake or even attributed to heavy rainfall. The damage that occurs due to rapid snowmelt may also be categorized under this insurance plan.
Overland water insurance guarantees sufficient protection provided the water damage is caused by any one of the aforementioned factors. You can make your claim once water enters your home through any of these sources from any point at ground level or above it.
Learn more about your other home insurance options from these informative articles.