Plans for < 45

A Reliable Health & Dental Protection for People Aged < 45

Your health is one of your greatest assets and you cannot afford to jeopardize it. People become ill for several reasons such as biological change, change of environment and so forth. Common illnesses may cost a few bucks in healthcare and you may be able to deal with that but critical illnesses could literally empty your wallet. Your overall health and dental health requires adequate insurance protection to ensure maximal protection. This is exactly what CAA provides. CAA provides several health and dental insurance or plans in its plan for < 45. These include option 1 option 2 and option 3. The option 1 is designed to provide an affordable option for people looking for dental protection; it includes EHC and dental 2. Option 2 is adequate for basic prescriptions and enhanced dental services; it includes EHC, drug 1 and dental 2. Option 3 provides you the added protection you want. It includes EHC, drug 2 and dental 2.

Features and Benefits

The plan for < 45 includes the basic extended health care (EHC). This provides a foundation for your dental and health needs. It includes $400 per year per registered specialists, $250,000 in lifetime benefits not covered by the provincial government, and $3,000 per year for registered nurses and approved medical equipment.

  • CAA Plan for < 45 includes three plan options option 1 (EHC + dental 2), option 2 (EHC + drug 1 + dental 2), and option 3 (EHC + drug 2 + dental 2).
  • Each of the options includes the basic extended health care (EHC). This provides up to $400 per year per registered specialists, $250,000 in lifetime benefits not covered by the provincial government, and $3,000 per year for registered nurses and approved medical equipment.
  • Drug 1 covers the cost of eligible prescription drugs such as $6.5 per prescription for dispensing fees, and $500 per year for eligible generic prescription drugs.
  • Dental 2 covers eligible out-of-pocket dental expenses which include up to $900 per year for basic services like cleanings, extractions, examinations, fillings, x-rays, and other specialized procedures like root canals.
  • Drug 2 covers the cost of eligible prescription drugs which include full coverage of reasonable and customary dispensing fees and up to $5000 per year for eligible prescription drugs.

 

 

Additional resources

Learn more about your health insurance options from these informative articles.

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