Off-Road Vehicle Insurance

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An Easy Way to Protect Your Off-Road Vehicles

Your ATV, quad, UTV, and snowmobiles are not just vehicles, they are companions. These recreational vehicles could be everything you need to enjoy your vacation. If you enjoy snowboarding and venturing into the backwoods, you probably need off-road vehicle insurance more than anything. You want to protect your investments, don’t you? That is exactly what the Allstate off-road vehicle insurance offers you. Even if you don’t need any other forms of coverage offered in the off-road insurance, you need the mandatory coverage. The mandatory coverage is designed to provide you liability coverage, coverage for accident benefits, direct compensation property damage. With the accident benefits, you can enjoy coverage for funeral costs, medical bills, rehabilitation and coverage when you lose your income due to disability.

Optional Coverage and Features

Allstate off-road insurance offers a ton of optional coverage designed to help you tailor the plan to your exact specification. The optional coverage include coverage for collision or upset, comprehensive coverage which covers windshield damage and damage caused by vandalism, theft and related damages. The plan also covers all perils which combine the aforementioned two optional coverage. Furthermore, you can cut down your ATV insurance cost by opting for a multi-vehicle discount and the elite driver discount.

  • You can protect your recreational vehicles such as quad, snowmobile, ATV and UTV with the off-road vehicle insurance.
  • The off-road mandatory insurance coverage includes liability coverage, coverage for accident benefits and direct compensation property damage.
  • The accident benefit includes coverage for loss of income in the event of disability, medical bills, funeral costs, and rehabilitation.
  • The liability coverage covers you if you are held liable for injury or death caused by another person in an accident.
  • Optional off-road coverage offered by Allstate includes coverage for collision or upset, comprehensive, and all perils.
  • The comprehensive coverage covers windshield damage and damage caused by vandalism, theft, lightning explosion, falling objects and so forth.
  • The all peril coverage covers both the collision or upset and the comprehensive coverage.
  • You can cut down your ATV insurance cost by opting for the multi-vehicle discount and the elite driver discount.



Additional resources

Learn more about car insurance benefits from these informative articles.

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