Insurance Corporation of British Columbia is committed to protection and peace of mind for British Columbia drivers, quality products and services, and offering customers the best coverage at the lowest possible price.
All motorists in B.C. are required to buy a basic package of ICBC Autoplan insurance that provides coverage for third party liability protection, accident benefits, underinsured motorist protection, hit-and-run and uninsured motorists protection and inverse liability.
In addition to providing this basic insurance, the Corporation competes with other automobile insurance companies by offering extended third party liability and other optional insurance coverage such as collision and comprehensive coverage.
ICBC work with communities and stakeholder groups to help them take responsibility for their road safety challenges. We also invest in loss-prevention initiatives and programs to reduce crashes, injuries and deaths. Everyone benefits when the roads are safer.
ICBC is a provincial crown corporation in British Columbia created in 1973 by the NDP government of Premier Dave Barrett. The original purpose of ICBC was to provide universal and affordable compulsory public auto insurance in British Columbia by operating on a non-profit basis.
When ICBC was established, it initially held a monopoly on all automobile insurance in the province, but in 1977 its enabling legislation was amended to allow private insurers to compete with it in the market for optional (additional) insurance (including coverages such as extended liability, collision, and comprehensive plans). ICBC continues to both hold a monopoly on basic insurance and offer optional additional coverage.
Taking a road trip? Are you a snowbird heading south for the winter? Here's how we can help you to stay protected on the road. The auto insurance coverage you need when driving outside BC. This auto insurance covers you anywhere in Canada and the United States, including Alaska and Hawaii.
Welcome to British Columbia! This plan is the auto coverage you need whether you're moving to B. C., leaving the province or just moving around the corner. This autoplan covers (1) Moving to BC; (2) Students, military personnel and tourist; (3) Moving from BC; (4) Moving within BC; and (5) Temporarily relocating.
ICBC Basic Autoplan insurance is the mandatory coverage you need for a vehicle in B.C. It helps ensure that you and all British Columbians who own and drive a motor vehicle here are protected with a basic level of coverage. This plan includes medical expenses and rehabilitation costs, and up to $200,000 for damages claimed by other drivers.
There's always an option. ICBC offer great optional products so you can choose the best level of protection for yourself, your family and your vehicle.