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Hong Kong Travel Insurance

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Hong Kong Travel Insurance Overview

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Hong Kong, commonly known as the Pearl of the Orient, is rich in customs and traditional values although a modern world-class city. It is a free-trade economy with minimum government intervention and low tax rate which have made it one of the top trading economies in the world.

Canadians travel to Hong Kong for several purposes such as tourism, education, and trade. Hong Kong is widely known for its several delicacies which have earned it the name “a food paradise”.

No matter your reason for traveling to Hong Kong, it is important to have Hong Kong travel insurance or private medical insurance to protect you and your loved ones in the event of medical emergencies. Without adequate travel insurance, you might be on the hook for thousands of dollars in the event of a medical emergency.

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Hong Kong Travel Insurance Details

Basic Information About Hong Kong

Some important information on Hong Kong Travel Insurance that we think you’ll want to know before you travel.

Name Value
Currency Hong Kong  dollar
Official languages Chinese (Cantonese), English
Capital Central
Continent Asia
Population Approx. 7.4 million
Plug type Plug type G and D
Driving side Left-hand side
Seasons
  • Spring – March to May
  • Summer – June to September
  • Autumn – October to November
  • Winter – December to February
Laws Local laws and customs

 

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Hong Kong Security Measures for travelers

Canadians are responsible for their personal safety abroad when they travel to Hong Kong. However, our Travel Advice can help you to stay safe and provide credible and timely information to help you in making informed decisions regarding your travel to Hong Kong.

Risk Level

Hong Kong – Take normal security precautions

Take normal security precautions in Hong Kong.

Entry / Exit requirements

Every territory or country can decide who leaves or enters its borders, Hong Kong is not exempted. The Government of Canada will not interfere if you fail to meet the entry or exit requirement for Hong Kong.

The information on this page was obtained from the Hong Kong authorities, however, it can change at any time. Moreover, you can verify the information with foreign diplomatic missions and consulates in Canada. Hong Kong is a special administrative region (SAR) of the People’s Republic of China.

Passport

The passport you use determines your entry and exit requirement to Hong Kong. Check with your transportation company to find out about your passport requirements before you travel.

  • Regular Canadian Passport – You must hold a passport valid for a minimum of one month beyond the expiry date of your visa.
  • Official Canadian Passport – Different rules may apply. Learn more about official travel here.
  • Other travel documents – The entry rules may vary when you travel with an emergency travel document or a temporary passport. This is why you should check with the closest diplomatic mission for Hong Kong to know which rules apply before you travel.

Useful Links

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Hong Kong Healthcare

Hong Kong has both public and private healthcare services (12 private hospitals and 44 public hospitals). The public hospitals are managed by the Hospital Authority while the private hospitals are managed by private individuals. Healthcare cost can easily accumulate when you travel abroad; this is why you need a Hong Kong travel insurance policy when you travel to Hong Kong to protect you and your family in case of a medical emergency or hospitalization.

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Hong Kong Travel Insurance News

You can buy travel insurance policy while traveling anywhere in the world. You don’t have to be in Canada to purchase the coverage.

However, if you purchase coverage while away from Canada, there is a 3-day waiting period (72 hours) from the moment you purchase the coverage to the time it will start. But, you will still be covered during this waiting period if you suffer an acute serious injury due to an accident. Besides such coverage, any other coverage will begin after the waiting period.

You can even buy more coverage while away from home. If you purchase a new policy before your current one expires, you will not go through a waiting period. Make sure you read the policy details properly to know how much coverage you have.

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Hong Kong Travel Insurance FAQ

Do you need a Visa for travelling to Hong Kong?

Canadian tourists and business people do not require a tourist or business visa for stays in Hong Kong less than 90 days, otherwise, they need a visa. However, Canadians intending to study in Hong Kong need a student visa. If you are returning to mainland China from Hong Kong, you need a Chinese visa and if you are entering or exiting Hong Kong through mainland China, you need a visa.

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Can I buy multiple travel insurance policies?

Canadian travelers can purchase multiple travel insurance policies if they are not satisfied with the benefits and features offered by a single policy.

Does travel insurance cover doctor visits?

Most Hong Kong travel insurance policies cover outpatient services such as doctor visits.

Can I buy travel insurance the day I leave?

You can buy Hong Kong travel insurance the day you leave and even after. With a policy such as the World Nomads policy, you can even purchase the policy while you are outside Canada but a waiting period usually applies.

How long does a travel insurance claim take?

The length of time needed to process your claim varies depending on the type of claim involved. However, you should receive an outcome within 10-14 business days if you provide the necessary documents for the claim to your travel insurer.