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Halifax Funeral Insurance

Halifax Funeral Insurance Overview

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The success of a funeral depends a lot on the effort put into its organization. When faced with a funeral, most Canadians do not have the knowledge or experience to organize a successful event. This is why you need the service of an accredited funeral director in Halifax to make the process easier for you. A funeral director will offer you several services to conduct your event with dignity and professionalism.

The role of a funeral director is to offer you maximum assistance in order to ensure that you adequately celebrate the deceased’s life in the funeral. He will ensure that the deceased’s desires and those of his loved ones are fulfilled.

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Halifax Funeral Insurance Details

Halifax Funeral Bonds

Funeral bonds are money set aside to cater for your funeral cost on your eventual death. However, the money can only be used for the purpose of the funeral and is only paid out when you die.

The bonds are reliable investments. They are flexible and portable and also backed by a capital guarantee. Furthermore, funeral bonds in Halifax are not fixed with your location in the city but they are annually indexed and have a maximum amount. You can get more information about a funeral bond in Halifax from your funeral director.

Here are the benefits of funeral bonds in Halifax:

  • Funeral bonds do not have an exit or entry fee.
  • The amount you earn from the bond will not affect your personal income tax position in Halifax.

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Halifax Obituary and Mortality Rate

The death rate in Halifax has fluctuated from 6.9 to 8.4 between 2014 and 2018. The city has a death rate of 7.0 in 2014, 7.6 in 2015, 6.9 in 2016, 8.4 in 2017, and 7.6 in 2018. Also, the number of deaths in Nova Scotia increased from 8,876 in 2013 to 9,547 in 2017 and the mortality rate per 1,000 population fluctuated from 9.3 to 10.0 within the same period.

When someone dies in Halifax, the obituary is an essential procedure that should follow. It is usually done to announce to other Canadians about the death of the person. An obituary is a way to inform the world about the deceased’s contributions to humanity.

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Halifax Funeral Homes Listings

  • Atlantic Funeral Home – 6552 Bayers Rd, Halifax, NS B3L 2B3 – (902) 453-1434
  • Cruikshank’s Halifax Funeral Home – 2666 Windsor St, Halifax, NS B3K 5C9 – (902) 423-7295
  • JA Snow Funeral Home – 339 Lacewood Dr, Halifax, NS B3S 0E1 – (902) 455-0531
  • Albert Walker Funeral Home – 149 Herring Cove Rd, Halifax, NS B3P 1K6 – (902) 477-5601
  • Harbourside Crematorium – 2632 King St, Halifax, NS B3K 4T8 – (902) 293-2807
  • Halifax Funeral urns – 2778 Windsor St, Halifax, NS B3K 5E4 – +1 888-855-3120
  • Pilcher’s Flowers – 2778 Windsor St, Halifax, NS B3K 5E4 – (902) 455-3120

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Halifax Funeral Insurance Related Pages

Halifax Funeral Insurance News

Nova Scotia is the first Atlantic province where residents can purchase insurance in funeral homes to prearrange funerals. However, before you sign up to the coverage, you need to ask some questions. For instance, you may not be covered as you expect if the person dies too soon or if you fail to declare an already-existing condition.

The change which was implemented on September 1, 2016, reduces red tapes and offers more options for funeral homes. But according to Adam Tipert, owner of Sweeney’s Funeral Home in Bridgewater and chairman of the Nova Scotia Board of Registration of Embalmers and Funeral Directors, such features already existed.

Tipert said that the option now is simply keeping the money with the insurance company to look after its financial aspect rather than funneling it to a trust company. According to Rodger Gregg, registrar of Cemetery and Funeral Services with Services Nova Scotia, funeral insurance is a more manageable payment that can make it easier to afford a prearranged funeral.

Gregg added that the change was implemented to align Nova Scotia with other countries such as Alberta, British Columbia, Quebec, Manitoba, and Saskatchewan. Michael Smith, Canada Purple Shield Insurance’s district manager in Nova Scotia, said it is a type of life insurance and it is based on risk. He added that

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Halifax Funeral Insurance FAQ

What Does Funeral Insurance Cover?

Funeral insurance is an insurance policy that pays out an agreed amount to your estate when you die. The insurance pays up to $15,000 to cover the cost of your funeral.

How much does it cost for funeral insurance?

Funeral insurance cost an average of $50 per month and usually, $10,000 face amount is purchased. Furthermore, your age, gender, the face amount you purchase and your health determine your specific premium.

What Happens When a Family Can’t Afford a Funeral?

If you can’t afford the cost of cremation, funeral or burial, you are required to contact the coroner’s office at your county and sign a release form indicating that you don’t have the fund to carry out the burial. The state or county will pitch you to either bury or cremate the body.

What is the Difference Between Life Insurance and Funeral Insurance?

Both funeral and life insurance coverage pay a lump sum when a person dies but life insurance pays a bigger amount than funeral insurance. Life insurance is designed for longer-term expenses than funeral insurance.

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