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Hairdresser Disability Insurance

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Find the best rates for hairdresser disability insurance with Insurdinary.

Why Get Hairdresser Disability Insurance


Hairdressers or hairstylists style and cut people’s hair to make the person look better and improve, change or maintain his or her image. The service of hairdressers requires dedication, expertise, and experience, as such the professional should be in the best state of mental and physical health in order to deliver his or her service perfectly.

If you want to protect your salary as a hairdresser, you need to take out hairdresser disability insurance. The disability insurance coverage will pay you up to 60 percent of your salary when you are disabled. This will help you to take care of important things in your life as well as your family and loved ones.

However, all hairdresser disability insurance policies are not created equal. Rather than settling for policies with costly premiums and few benefits, you can shop around and compare policy options to choose better policies. With the extensive resources provided by Insurdinary, it is easier now more than ever to compare policy options for the best hairdresser income replacement plan.

To get a quote for hairdresser disability insurance, click here.

The Difference between Long- & Short-Term Hairdresser Disability Insurance


disability insurance

Hairdresser Short Term Disability Insurance

Short-term hairdresser disability insurance protects the professional for a short period of time in the event that he/she is unable to work. There are varieties of plans provided by insurers on short-term hairdresser disability insurance and the duration of the coverage could differ from one plan to the other. This is why you should read the policy document carefully before purchasing a disability insurance policy.

Hairdresser Long Term Disability Insurance

Sometimes, disabilities may last for quite a long time and some professionals may not even be able to return to work at age 65. In such situations, hairdresser long term disability insurance may come in. This type of hairdresser disability insurance provides coverage quite a long-time. The duration of the hairdresser disability insurance is as stated in the policy document – this could be 2 to 10 years, when you are healthy enough to return to work, or until the age of retirement.

To learn more about hairdresser long term disability insurance, click here.

What is Covered in Hairdresser Accident Insurance?


Hairdresser disability insurance may cover any ailment, injury or medical condition that could result in disability. Sometimes, non-illnesses such as pregnancy and childbirth may also be covered by the policy.

However, some conditions may be excluded from the hairdresser disability insurance. Usually, the hairdresser disability insurance policy may exclude pre-existing conditions which are medical conditions diagnosed before the policy’s start date.

Hairdresser Injury Insurance Coverage:

Coverage for total disability
Partial disability benefits
Retraining benefits and recovery benefits
Hairdresser disability insurance coverage for mental illness
Hairdresser disability insurance coverage for pregnancy
Survivor benefits
Compassionate disability

To learn more about hairdresser accident insurance, click here.

Be Prepared for Anything, No Matter Where You Work


You don’t have to lose your salary because of a disability. Get disability insurance today to make sure you are covered wherever you work.

Canadian Institutes for Hairdressers


Learn about Hairdresser DI

There are a number of hairdresser associations and institutes in Canada. Here are a few of such associations.

 

    • Beauty Council Of Western Canada – 203-8047 199 St, Langley City, BC V2Y 0E2 – (604) 871-0222

 

    • Ontario Hairstylists Association – 937 Fennell Ave E, Hamilton, ON L8V 1W9 – (905) 528-0428

 

    • Cosmetology Association of New Brunswick – 220 Whiting Rd, Fredericton, NB E3B 5V5 – (506) 458-8087

 

    • PEI Hairdressers Association – 17 Woodland Drive, Brackley Beach, PE C1E 2R5 – (902) 628-7766

 

    • Cosmetology Association of Nova Scotia – 126 Chain Lake Dr, Halifax, NS B3S 1A2 – (902) 468-6477

 

 

To learn more about hairdresser associations in Canada, click here.

Purchase Hairdresser Disability Insurance in Minutes – Easy!


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Finding the best hairdresser disability insurance is easy with Insurdinary. Simply sign up, get quotes sent directly to your inbox, and buy your perfect plan online.

Purchasing hairdresser disability insurance should be the least of your worries. Get quotes now to protect your income and salary!

 

Step 1 – Get Quotes

Answer a few questions about your occupation to get quotes sent straight to you.

Step 2 – Compare Rates

Compare plans and prices from top level disability insurance providers.

Step 3 – Buy Online

Choose a plan and buy the perfect insurance plan in minutes.

Canadian Hairdresser Accident Insurance Statistic


The 2016 financial data for the industry comprising hairdressers and hairstylists shows that the average revenue for industry SMEs in 2016 is on the average fo $150,800 and the industry is 85.7 percent profitable.

To learn more about hairdresser accident insurance, click here.

 

Injuries Hairdressers Suffer From


Like other professionals, hairdressers may be at risk of certain injuries. Some of the injuries may result in disability and when a disability occurs, the hairdresser may not be able to earn his or her monthly income or salary. Thus, it is important for the professional to take out hairdresser disability insurance to protect his or her income and salary against disability.

Here are injuries common to hairdressers:

Carpal tunnel syndrome
Repetitive strain injuries (RSI)
Locked joints in the spine or neck
Trapped nerves
Muscle / joint strain and tightening
Tendinitis
Tennis elbow, etc.

Get the Lowest Rates on All Types of Insurance


Insurdinary has you covered no matter what. Shop online for the best insurance coverage and rates in Canada.

Hairdresser Injury Insurance FAQ


Looking for hairdresser disability insurance coverage?

Learn more about how to get the best price hairdresser disability insurance online by checking out the Frequently Asked Questions below.

Will you still receive disability benefits if you are fired?

If you are fired or lose your job while already receiving hairdresser disability insurance benefits, you will continue to receive the benefits according to the policy terms.

Can you collect two disability policies?

Yes, you can collect multiple disability policies. You can avoid being limited by disability policy maximum benefits by buying more than one policy.

What illnesses are covered under long term disability

Several medical conditions qualify for long-term hairdresser DI benefits. Such medical conditions include asthma, ataxia, anxiety, brain injury, bipolar disorder, back pain, carpal tunnel syndrome, cancer, etc.

When should you stop paying disability insurance?

You don’t need to pay disability insurance premium anymore when you reach the age of retirement (usually 65 years). This is also the age you start receiving retirement benefits which are roughly the same amount as the disability benefit.

To learn about hairdresser injury insurance, click here.

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