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Find The Right Ghana Travel Insurance For You And Your Family

Canada and Ghana have had bilateral relations for a long time. Ghana was the first African country to receive development assistance from Canada in 1957. Since then, it has received over $2.5 billion in development assistance from Canada.

In addition, Canada has trade relations with Ghana. Canadians usually visit Ghana for tourism, trade, and development. Although health care facilities in Ghana are not up to Canada’s standard and medical cost may not be as high as that of Canada, you need to have Ghana travel insurance policy before you travel to avoid spending money out of pocket in case of illness or injury.

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Some Important Information on Ghana Travel Insurance that We Think You’ll Want to Know Before You Travel

Currency Cedi
Most common languages spoken English
Capital Accra
Continent Africa
Population Approx. 28 million
Plug type Plug type D and G
Driving side Right-hand side
Seasons Spring – March to May

Summer – June to August

Autumn – September to November

Winter – December to February

Laws Local laws and customs


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Do You Need a Visa for Ghana Travel?

Canadians are required to hold a visa to travel to Ghana. Whether you are traveling for tourism, business or education, you are required to hold a tourist visa, a business visa, and a student visa respectively.

To learn more about Ghana travel insurance and visa, click here.

Important Travel Information and Things to Consider When Getting Ghana Travel Insurance

The Government of Canada will not be responsible for your personal safety and security if you travel to Ghana. But since we care about the safety and security of Canadians abroad, we provide you timely and relevant information in our Travel Advice to guide you in making the right decision as you travel out of Canada.

Risk Level(s)

Ghana – Exercise a high degree of caution

Due to petty crime in Ghana, exercise a high degree of caution.


Entry/exit requirements

The Government of Ghana can decide who enters or exits its borders. However, if you do not meet the entry and exit requirements for Ghana, the Government of Canada will not intervene on your behalf.

The information on this page was obtained from Ghanaian authorities, however, it can change at any time. Moreover, you can verify the information with foreign diplomatic missions and consulates in Canada.


The type of passport you use to travel determines the entry requirements that apply. Find out about passport requirements from your transportation company before you leave.

Regular Canadian Passport

Before traveling to Ghana, you need to hold a passport valid for at least six months beyond the duration you intend to stay in Ghana.

Passport for official travel

Different rules may apply. Learn more about official travel here.

Other travel documents

The entry rule may differ when you travel with an emergency travel document or a temporary passport. Check with the closest diplomatic mission for Ghana before you travel.

Useful Links

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Learn more about Ghana Healthcare Details and Ghana Travel Insurance

There are private and public hospitals and healthcare centers in Ghana. Healthcare facilities in Ghana may not be up to Canada’s standard but medical treatment could be costly if you don’t have adequate Ghana travel insurance. It is also important to have enough cash when you travel to cater for medical expenses because some hospital may require cash payment.

For more information about healthcare in Ghana, click here.

Ghana Travel Insurance News

Kim Moran, a British Columbian mother took an emergency trip back to Ghana due to her deteriorating health and left her two-year-old adopted son, Ayo from Nigeria.

Moran suffered from multiple sclerosis and has been bound to the wheelchair and not able to walk. Moran, an Abbotsford resident, was hospitalized in Accra, Ghana. She has been living in Accra with her child since August while she awaits his Canadian immigration paperwork.

Kim told Global News while choking back tears that it was heartbreaking to have to leave and walk away.

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Ghana Travel Insurance FAQ

Can I buy multiple travel insurance policies?

Canadian travelers can purchase several travel insurance policies if they are not satisfied with the features and benefits offered by a single policy. However, you are not allowed to double dip when purchasing multiple policies.

Does travel insurance cover doctor visits?

Ghana travel insurance policies cover outpatient services including doctor visits. This would be relevant for you when you travel outside Canada and need medical attention.

Can I buy travel insurance the day I leave?

Yes, you can buy Ghana travel insurance company the day you leave or even later. This is made possible with usage-based policies offered by most insurers. Most coverage offered by some providers can only be purchased before the day you depart.

How long does a travel insurance claim take?

The type of claim you want to make determines the length of time it will take to receive an outcome. However, you should receive an outcome in 10-14 business days if you provide all the necessary documents to your travel insurer.

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