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Flooring Installer Disability Insurance

Why Get Flooring Installer Disability Insurance

Flooring is now an essential part of home construction. With different types of flooring available, flooring installers need to keep abreast with the state-of-the-art techniques and best flooring techniques.

Although flooring involves a lot of techniques, flooring installers need to be in good physical and mental health to do their job. In other words, in the event of a disability, the professional may not be able to deliver the required service and he may not be able to work at all.

The problem with not being able to work is that most employers may not pay you at all for the number of days, weeks or months you are unable to work. The situation is even worse if you are self-employed because you won’t make an income if you don’t work. This is why you should seriously consider taking out flooring installer disability insurance.

By taking out flooring installer DI, you will get a portion of your salary in the event of a disability. Contact Insurdinary to get quotes on flooring installer income replacement insurance from top providers. Insurdinary can connect you to reliable insurance advisors who will guide you to choose the best coverage.

To get a quote for flooring installer disability insurance, click here.

The Difference between Long- & Short-Term Flooring Installer Disability Insurance

disability insurance

Flooring Installer Short Term Disability Insurance

If the injury or disability lasts for just a short period of time, you probably need a short-term disability insurance policy. As the name implies, short-term floor installer disability insurance covers temporary disabilities. These include disabilities that last for just a short period of time, usually less than one year.

Flooring Installer Long Term Disability Insurance

Sometimes, disabilities may last for a really long time, maybe more than 2 years; for such, you need long-term flooring installer disability insurance. This type of disability insurance covers permanent injuries and disabilities or disabilities that last for along time. Most long-term disability insurance will cover you until retirement or whenever you are healthy and able to return to work. During the period of coverage, the flooring installer disability insurance would pay a portion of your salary.

To learn more about flooring installer long term disability insurance, click here.

What is Covered in Flooring Installer Accident Insurance?

While most flooring installer disability insurance policies would cover work-related accidents and injuries that result in a disability, it is advisable to read the policy document to really know the amount of coverage you have. The coverage offered by one disability insurance provider may differ from what others offer.

Some medical conditions might even be excluded from the disability insurance policy, pre-existing conditions are good examples of such conditions. In other words, if you are diagnosed with a medical condition before the start date of the flooring installer disability insurance policy, the condition may not be covered by the policy.

Flooring Installer Injury Insurance Coverage:

Coverage for total disability
Partial disability benefits
Retraining benefits and recovery benefits
Flooring installer disability insurance coverage for mental illness
Flooring installer insurance coverage for pregnancy
Survivor benefits
Compassionate disability

To learn more about flooring installer accident insurance, click here.

Be Prepared for Anything, No Matter Where You Work

You don’t have to lose your salary because of a disability. Get disability insurance today to make sure you are covered wherever you work.

Canadian Institutes for Flooring Installers

Learn about Flooring Installer DI

There are a number of flooring installer associations and institutes in Canada. Here are a few of such associations.


    • National Floor Covering Association – 19299 94 Ave #2, Surrey, BC V4N 4E6 – (604) 371-0137


    • Canadian Flooring, Cleaning & Restoration Association – 987 Clarkson Rd S, Mississauga, ON L5J 2V8 – (905) 822-2280


    • B.C. Floor Covering Association – 19299 94 Ave, Surrey, BC V4N 4E6 – (604) 881-4944


    • Alberta Floor Covering Association – 60 Martindale Close NE, Calgary, AB T3J 2V1 – (403) 280-6006

To learn more about flooring installer associations in Canada, click here.

Purchase Flooring Installer Disability Insurance in Minutes – Easy!

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Finding the best flooring installer disability insurance is easy with Insurdinary. Simply sign up, get quotes sent directly to your inbox, and buy your perfect plan online.

Purchasing flooring installer disability insurance should be the least of your worries. Get quotes now to protect your income and salary!


Step 1 – Get Quotes

Answer a few questions about your occupation to get quotes sent straight to you.

Step 2 – Compare Rates

Compare plans and prices from top level disability insurance providers.

Step 3 – Buy Online

Choose a plan and buy the perfect insurance plan in minutes.

Canadian Flooring Installer Accident Insurance Statistics

In 2016, a total of about 9,752 establishments were created in the industry that deals with the installation of carpets, resilient floor tiles and so on. 99.9 percent of these businesses have about 0 to 99 employees. Financial data for the industry indicates an average revenue of $245,300 and 90.1 percent profitability.

To learn more about flooring installer accident insurance, click here.

Injuries Flooring Installers Suffer From

A high rate of musculoskeletal disorders (such as patellar damage) is often reported among flooring installers and other professionals involved in floor laying trades. Such work-related musculoskeletal disorders are the leading cause of injuries and disorders among flooring installer professionals.

Of course, there are safety tips and precautions that could be employed to mitigate these risks and injuries but you also need to prepare for the worst. You need to take out flooring installer disability insurance to protect yourself against such conditions. With the right coverage, you will get a portion (about 50 to 60 percent) of your salary or income if disabled.

To learn more about flooring installer injury insurance, click here.

Get the Lowest Rates on All Types of Insurance

Insurdinary has you covered no matter what. Shop online for the best insurance coverage and rates in Canada.

Flooring Installer Injury Insurance FAQ

Looking for flooring installer disability insurance coverage?

Learn more about how to get the best price flooring installer disability insurance online by checking out the Frequently Asked Questions below.

Do I need disability insurance as a flooring installer?

Yes, flooring installers need disability insurance. With flooring installer disability insurance, you will cover work-related disabilities and injuries. This will help you to get a portion of your salary or income in the event of a disability.

What are the disability benefits in flooring installer disability insurance?

Your flooring installer disability insurance policy should pay up to 50 to 60 percent of your salary in disability benefit.

How much will flooring installer disability insurance cost me?

Flooring installer disability insurance should cost you up to 1 to 3 percent of your gross annual salary. For instance, if your annual salary is $100,000, you should expect to pay from $1,000 to $3,000 in disability benefit.

What medical conditions cover for long-term disability insurance?

Long-term flooring installer disability insurance should cover several injuries. Examples include brain injuries, cancer, anxiety disorders, chronic pain, back injuries, asthma, bipolar disorder, cerebral palsy, etc.

To learn about flooring installer injury insurance, click here.

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