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Fisherman Disability Insurance

Why Get Fisherman Disability Insurance


Fishermen are exposed to several injuries and hazards related to their occupation. The most common types of injuries include sprains and strains and penetrating wound and so forth. The injuries could become so severe that the fisherman will not be able to carry on with fishing for a period of time. This could affect your income and/or salary and that’s why you need to take out fisherman disability insurance.

With the fisherman DI, you will cover occupation-related accidents and get a portion of your income or salary if you become disabled. The amount you might get in benefits will vary from one insurance provider to the other. Some insurance providers pay up to 60 percent in benefits and those are the types of insurers you need for maximum benefits.

However, it may not be easy for you to get the best insurers, especially with lots of insurance companies out there but you can take advantage of Insurdinary.ca’s extensive resources to get free quotes on fisherman disability insurance. When you contact Insurdinary, we will connect you to reliable insurance advisors who will guide you to choose the right coverage available for Canadians.

To get a quote for fisherman disability insurance, click here.

The Difference between Long- & Short-Term Fisherman Disability Insurance


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Fisherman Short Term Disability Insurance

Short term fisherman disability insurance provides financial protection for a short period of time, usually for one year or less. This type of disability insurance covers work-related accidents and disabilities. It may also cover non-illnesses such as childbirth and pregnancy.

Fisherman Long Term Disability Insurance

Long term fisherman disability insurance provides financial protection for a long period of time, usually more than two years. This type of disability insurance covers work-related medical conditions, accidents, and injuries but it may also cover other serious medical conditions such as cancer, heart disease, mental illness and so forth. If you are disabled for life, fisherman disability insurance will provide coverage until retirement but if you are disabled for a period of time, the policy will cover you for the period.

To learn more about fisherman long term disability insurance, click here.

What is Covered in Fisherman Accident Insurance?


Fisherman disability insurance provides financial protection for a period of time, depending on whether it is long term or short-term disability. This type of disability insurance covers work-related accidents, illness, and injuries. Some critical conditions may also be covered in long-term disability insurance and certain conditions may be excluded from the policy. For instance, if you are diagnosed with a medical condition before the start date of the fisherman disability insurance policy, the condition will be excluded from the policy.

Fisherman Injury Insurance Coverage:

Coverage for total disability
Partial disability benefits
Retraining benefits and recovery benefits
Fisherman disability insurance coverage for mental illness
Fisherman disability insurance coverage for pregnancy
Survivor benefits
Compassionate disability

To learn more about fisherman accident insurance, click here.

Be Prepared for Anything, No Matter Where You Work


You don’t have to lose your salary because of a disability. Get disability insurance today to make sure you are covered wherever you work.

Canadian Institutes for Fishermen


Learn about Fisherman DI

There are a number of fisherman associations and institutes in Canada. Here are a few of such associations.

 

    • Native Fishing Association – 100 Park Royal S, West Vancouver, BC V7T 1A2 – (604) 913-2997

 

    • Prince Edward Island Fishermen’s Association – 420 University Ave Suite 102, Charlottetown, PE C1A 7Z5 – (902) 566-4050

 

    • The Lobster Council Of Canada – 35 Parkhill Rd, Halifax, NS B3P 1R4 – (902) 497-9128

 

    • Ontario Federation of Anglers & Hunters – 4601 Guthrie Dr, Peterborough, ON K9J 6Y3 – (705) 748-6324

 

    • Saskatchewan Wildlife Federation – 9 Lancaster Rd, Moose Jaw, SK S6J 1M8 – (306) 692-8812

 

To learn more about fisherman associations in Canada, click here.

Purchase Fisherman Disability Insurance in Minutes – Easy!


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Finding the best fisherman disability insurance is easy with Insurdinary. Simply sign up, get quotes sent directly to your inbox, and buy your perfect plan online.

Purchasing fisherman disability insurance should be the least of your worries. Get quotes now to protect your income and salary!

 

Step 1 – Get Quotes

Answer a few questions about your occupation to get quotes sent straight to you.

Step 2 – Compare Rates

Compare plans and prices from top level disability insurance providers.

Step 3 – Buy Online

Choose a plan and buy the perfect insurance plan in minutes.

Canadian Fisherman Accident Insurance Statistics


In a study involving 215 commercial fishers, involving three main types of fishing namely: finfishing, and crabbing. 83 of the 215 fishers reported having suffered an injury event in the previous 12 months (38.6%). Furthermore, the 83 injury event resulted in 94 injuries of which 47% were penetrating wounds, 24% strains, and sprains. 50% of the injuries were to the wrist, digits, and hand, and 13% were to the back. 87% of the penetrating wounds were to the digits, wrist, and hand, 32% became infected, and 80% were due to contact by shellfish, finfish and other marine animals.

To learn more about fisherman accident insurance, click here.

Injuries Fishermen Suffer From


Fishermen suffer a lot of injuries and accidents such as penetrating wounds, strains and sprains and so forth. Some of these injuries could result in a disability which could make it difficult or impossible for the fisherman to do his job. You need to take out fisherman disability insurance to cover such medical conditions

Here are some of the injuries common to fishermen:

Penetrating wounds
Sprains and strains
Falls or slips accidents
Musculoskeletal problems, etc.

Get the Lowest Rates on All Types of Insurance


Insurdinary has you covered no matter what. Shop online for the best insurance coverage and rates in Canada.

Fisherman Injury Insurance FAQ


Looking for fisherman disability insurance coverage?

Learn more about how to get the best price fisherman disability insurance online by checking out the Frequently Asked Questions below.

How much should I expect to pay in fisherman disability insurance premium?

Fisherman disability insurance cover occupation-related medical conditions, injuries, and accidents. You should expect the policy to pay up to 50 to 60 percent of your annual income or salary in disability insurance.

How long does long term fisherman disability insurance last?

Long term fisherman disability insurance may last for several months or years, depending on the insurance policy. Typically, long term fisherman disability insurance may last until retirement or whenever you are healthy and are ready to return to work.

Do fishermen need disability insurance?

Yes, you need disability insurance to cover work-related medical conditions, accidents, and illnesses. With this disability insurance policy, you can get a portion of your salary or income in the event of a disability.

How much fisherman disability insurance do I need?

You need fisherman disability insurance that provides comprehensive protection against work-related conditions and illnesses. When taking out fisherman DI, you should keep an eye on the policy’s limit, stipulations, exclusions, benefits,, and cost. Also, make sure that it provides comprehensive protection against several medical conditions.

To learn about fisherman injury insurance, click here.

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