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Electrician Disability Insurance

Why Get Electrician Disability Insurance

The services of electricians are needed wherever electrical components are installed or are required to be installed. However, the professional needs to be healthy in order to work and also earn an income. Needless to say, an electrician may not be able to work if disabled and as such he/she may not earn an income or salary.

This is why the professional needs electrician disability insurance to protect his finances against disabilities. With the right electrician DI, you will earn up to 60 percent of your salary or income if disabled. This could help you to address important things in your life and also take care of yourself and your loved ones.

Before taking out the electrician income replacement plan, it is important to compare policy options and shop around in order to choose the best coverage. This is easier than ever with the services provided by Insurdinary. When you contact Insurdinary, we will connect you to reliable insurance advisors who will guide you to choose the best coverage for your profession.

To get a quote for electrician disability insurance, click here.

The Difference between Long- & Short-Term Electrician Disability Insurance

disability insurance

Electrician Short Term Disability Insurance

Short-term electrician disability insurance pays you a percentage of your salary when you are unable to work for a short period of time due to disability. The duration of the short-term disability depends on your plan but for most plans, it could last for 9 to 52 weeks. This type of electrician disability insurance usually pays you when you run out of sick leave.

Electrician Long Term Disability Insurance

Long-term electrician disability insurance pays you a percentage of your salary or income when you are unable to work for a long period of time due to disability. This type of disability comes when you run out of both sick leave and short-term disability. If you have short-term electrician disability insurance in your policy, long-term electrician disability insurance will commence immediately when the short-term disability ends. The coverage could last until you are willing to return to work or until your retirement.

To learn more about electrician long term disability insurance, click here.

What is Covered in Electrician Accident Insurance?

Electricians are exposed to a lot of work-related injuries that could result in a disability. Most of these injuries are covered by electrician disability insurance, depending on the plan. Several non-illnesses, such as pregnancy and childbirth, may also be covered.

However, certain medical conditions, known as pre-existing conditions, are usually excluded from disability insurance for electricians. Pre-existing conditions are medical conditions diagnosed before the policy’s start date.

Electrician Injury Insurance Coverage:

Coverage for total disability
Partial disability benefits
Retraining benefits and recovery benefits
Electrician disability insurance coverage for mental illness
Electrician disability insurance coverage for pregnancy
Survivor benefits
Compassionate disability

To learn more about electrician accident insurance, click here.

Be Prepared for Anything, No Matter Where You Work

You don’t have to lose your salary because of a disability. Get disability insurance today to make sure you are covered wherever you work.

Canadian Institutes for Electricians

Learn about Electrician DI

There are a number of electrician associations and institutes in Canada. Here are a few of such associations.


    • Canadian Electricity Association – 275 Slater St #1500, Ottawa, ON K1P 5H9 – (613) 230-9263


    • Canadian Electrical Contractors Association – 41 Maple St, Uxbridge, ON L9P 1C8 – (416) 491-2414


    • Electrical Contractors Association of Ontario – 10 Carlson Ct #702, Etobicoke, ON M9W 6L2 – (416) 675-3226


    • Greater Toronto Electrical Contractors Association – 23 Lesmill Rd, North York, ON M3B 3P6 – (416) 391-3053


    • Electrical Contractors Association of Alberta – 17725 103 Ave, Edmonton, AB T5S 1N8 – (780) 451-2412


    • Electrical Association of Manitoba – 211 Commerce Dr, Winnipeg, MB R3P 1A3 – (204) 783-4125


    • BC Electrical Association – 3989 Henning Dr #224, Burnaby, BC V5C 6N5 – (604) 291-7708


    • International Brotherhood Of Electrical Workers Local 2067 – 1810 Mcara St, Regina, SK S4N 6C4 – (306) 352-1433


    • Electrical Contractors Association of New Brunswick Inc. – 62 Durelle St, Fredericton, NB E3C 0G2 – (506) 452-7627


    • International Brotherhood Of Electrical Workers Loc 625 – 24 Lakeside Park Dr #202, Lakeside, NS B3T 1L1 – (902) 450-5625



To learn more about electrician associations in Canada, click here.

Purchase Electrician Disability Insurance in Minutes – Easy!

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Finding the best electrician disability insurance is easy with Insurdinary. Simply sign up, get quotes sent directly to your inbox, and buy your perfect plan online.

Purchasing electrician disability insurance should be the least of your worries. Get quotes now to protect your income and salary!


Step 1 – Get Quotes

Answer a few questions about your occupation to get quotes sent straight to you.

Step 2 – Compare Rates

Compare plans and prices from top level disability insurance providers.

Step 3 – Buy Online

Choose a plan and buy the perfect insurance plan in minutes.

Canadian Electrician Accident Insurance Statistics

There are approximately 14,840 electricians in the Toronto region and 32,200 electricians in the Ontario region (with the exclusion of electricians working in industrial and power system). Most of these electricians work in the construction sector, about 86 percent in Toronto and 85 percent in Ontario.

To learn more about electrician accident insurance, click here.

Injuries Electricians Suffer From

Electricity could be very dangerous and so professional electricians are expected to apply several safety precautions and approaches to avoid being electrocuted while working. But electrocution is not the only risk associated with electrical work. Several other injuries and risks are associated with electrical work. Some of the common electrical injuries are as follows:

Electric shock injuries
Burn injuries
Fall injuries

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Electrician Injury Insurance FAQ

Looking for electrician disability insurance coverage?

Learn more about how to get the best price electrician disability insurance online by checking out the Frequently Asked Questions below.

Do electricians need disability insurance?

Electricians need disability insurance. With electrician disability insurance, you can protect your income and salary in the event of a disability. This will help you to get up to 60 percent of your salary if disabled.

How much electrician disability insurance do I need?

You need electrician disability insurance with benefits up to 50 or 60 percent of your salary or income. If your salary is $50,000, you need electrician disability insurance with benefits up to $25,000 or $30,000.

How much should I pay for disability insurance?

Electrician disability insurance Canada would cost from one to three percent of your gross income or salary. In other words¸ if your gross salary is $50,000, you will have to pay from $500 to $1,500 in electrician disability insurance.

What medical conditions cover for long-term disability insurance?

Several medical conditions qualify for long-term disability insurance. Examples include brain injuries, anxiety disorders, cancer, chronic pain, asthma, back injuries, bipolar disorder, cerebral palsy, etc.

To learn about electrician injury insurance, click here.

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