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Dentist Disability Insurance

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Find the best rates for dentist disability insurance with Insurdinary.

Why Get Dentist Disability Insurance


As a professional, you want to do everything within your ability to protect your source of income. Your greatest asset is your ability to work. Most insurance companies take disability insurance very seriously. In fact, most dentist disability insurance will ask a lot of questions when you apply for their coverage.

The chances of becoming disabled are higher for some profession than others. Although dentists may not be exposed to some kinds of risks like some other professions, you don’t have to leave any stone unturned in protecting your source of income. When you take out dentist disability insurance, you can secure your source of income, prepare for the future and take care of your family.

With so many insurance companies in Canada offering dentist income replacement plans, you don’t want to spend hours comparing quotes to choose the best insurer, Insurdinary can help you. We can connect you to insurance advisors who will guide you to choose the best dentist disability insurance.

To get a quote for dentist disability insurance, click here.

The Difference between Long- & Short-Term Dentist Disability Insurance


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Dentist Short Term Disability Insurance

As the name implies, short-term dentist disability insurance protects the professional from financial loss for a short time. This type of disability insurance comes in when the dentist is temporarily unable to work as a result of injury, accident, or illness.

Typically, short-time disability insurance will provide financial benefit to the insured for more than 30 days but less than a year, in the event that he is unable to work. However, some short-time disability insurance may provide coverage for a longer period of time.

Dentist Long Term Disability Insurance

Dentist long term disability insurance protects the professional for a long period in the event of a disability. It usually steps in when the short-term dentist disability insurance ends and could last from 2 to 10 years or until the professional reaches the age of 65. This type of dentist disability insurance pays the insured a percentage of their salary.

To learn more about dentist long term disability insurance, click here.

What is Covered in Dentist Accident Insurance?


Disability insurance typically covers injuries due to most types of accidents or illnesses. However, you may also be covered for some non-illness or accidents, such conditions include childbirth and pregnancy.
It’s also possible that certain conditions may be excluded from the dentist disability insurance coverage. Any excluded condition, such as pre-existing conditions, will be stated clearly in the dentist disability insurance policy.

Dentist Injury Insurance Coverage:

Coverage for total disability
Partial disability benefits
Retraining benefits and recovery benefits
Dentist disability insurance coverage for mental illness
Dentist hygienist disability insurance coverage for pregnancy
Survivor benefits
Compassionate disability

To learn more about dentist accident insurance, click here.

Be Prepared for Anything, No Matter Where You Work


You don’t have to lose your salary because of a disability. Get disability insurance today to make sure you are covered wherever you work.

Canadian Institutes for Dentists


Learn about Dentist DI

There are a number of dentist associations and institutes in Canada. Here are a few of such associations.

 

    • Ontario Dental Association – 4 New St, Toronto, ON M5R 1P6 – (416) 922-3900

 

    • Association des chirurgiens dentistes du Québec – 1425-425, boul. de Maisonneuve Ouest Montréal (Québec) H3A 3G5 – (514) 282-1425

 

    • Canadian Dental Association – 1815 Alta Vista Dr, Ottawa, ON K1G 3Y6 – (613) 523-1770

 

    • British Columbia Dental Association – 400 – 1765 W 8th Ave, Vancouver, BC V6J 5C6 – (604) 736-7202

 

    • Manitoba Dental Association – 202-1735 Corydon Ave, Winnipeg, MB R3N 0K4 – (204) 988-5300

 

    • Alberta Dental Association and College – 402-7609 109 St NW, Edmonton, AB T6G 1C3 – (780) 432-1012

 

    • Nova Scotia Dental Association – 210 Waterfront Dr Suite 101, Bedford, NS B4A 0H3 – (902) 420-0088

 

    • College of Dental Surgeons of Saskatchewan – 201 1 Ave S, Saskatoon, SK S7K 1J5 – (306) 244-5072

 

    • New Brunswick Dental Society – 570 Queen St Suite 504, Fredericton, NB E3B 6Z6 – (506) 452-8575

 

    • Newfoundland & Labrador Dental Association – 1 Centennial St Suite 102, Mount Pearl, NL A1N 0C9 – (709) 579-2362

 

    • Dental Association Of PEI – 184 Belvedere Ave, Charlottetown, PE C1A 2Z1 – (902) 892-4470

 

    • NWT Dental Association – 4916 49 St, Yellowknife, NT X1A 1P3 – (867) 873-6416

To learn more about dentist associations in Canada, click here.

Purchase Dentist Disability Insurance in Minutes – Easy!


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Finding the best dentist disability insurance is easy with Insurdinary. Simply sign up, get quotes sent directly to your inbox, and buy your perfect plan online.

Purchasing dentist disability insurance should be the least of your worries. Get quotes now to protect your income and salary!

 

Step 1 – Get Quotes

Answer a few questions about your occupation to get quotes sent straight to you.

Step 2 – Compare Rates

Compare plans and prices from top level disability insurance providers.

Step 3 – Buy Online

Choose a plan and buy the perfect insurance plan in minutes.

Canadian Dentist Accident Insurance Statistics


In a national mailed survey comprising 6,444 dentists with a response rate of about 66 percent, 67 percent of the respondents reported occupational exposure, 62 percent reported percutaneous injuries, while 29 percent reported mucous membrane exposure.

Less than 1 percent reported exposure to hepatitis B virus (HBV) or human immunodeficiency virus (HIV). Means of 1.5 mucuous membrane and 3.0 percutaneous exposure per year were reported by respondents.

To learn more about dentist accident insurance, click here.

Injuries Dentists Suffer From


Dentists are exposed to several occupational hazards. Due to the high rate of occupational hazards in dentistry, the occupation is considered by dentists and the public as being very hazardous. This is why it is very important to take out dentist disability insurance as early as possible to protect your finances and income against disability.

Here are some of the injuries and occupational hazards common to dentists:

Psychological hazards – Stress that occurs in the profession
Infectious hazards – Viral infections can be transmitted through needles and sharp objects
Allergic reactions – allergic skin irritation could be caused by dental materials, lubricating oils, detergents, etc.
Physical hazards – Musculoskeletal complications related to the profession.
Others include ionizing radiation, mercury health hazard, non-ionizing radiation, anesthetic gases in dental offices, etc.

Get the Lowest Rates on All Types of Insurance


Insurdinary has you covered no matter what. Shop online for the best insurance coverage and rates in Canada.

Dentist Injury Insurance FAQ


Looking for dentist disability insurance coverage?

Learn more about how to get the best price dentist disability insurance online by checking out the Frequently Asked Questions below.

Do dentists need disability insurance?

Yes. With disability insurance, dentists will get full benefits if they become disabled from their specialized area of dental practice. The benefits will hold even if they are able to work in another area of dental practice.

How much dentist disability insurance do I need?

Typically, a dentist needs disability insurance that amounts to about 60 percent of his net monthly income.

How much should I pay for dentist disability insurance?

Whether short or long-term, dentist DI would typically cost about 1 to 3 percent of your gross annual income. In other words, if you are making $100,000 in a year, you will pay from $1,000 to $3,000 in disability insurance.

What medical conditions cover for long-term dentist disability insurance?

Several medical conditions qualify for long-term disability insurance. Examples include brain injuries, cancer, anxiety disorders, chronic pain, back injuries, asthma, bipolar disorder, cerebral palsy, etc.

To learn about dentist injury insurance, click here.

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