fbpx
Insurdinary logo

Get insurance rates in minutes and compare

Counselor Disability Insurance

Canada Best Health Insurance Companies banner

Find the best rates for counselor disability insurance with Insurdinary.

Why Get Counselor Disability Insurance


Mental health counselors deal with people who have counseling issues. The professionals may be exposed to a lot of dangers and injuries, especially from their mentally deranged patients. Before taking on serious counseling roles, it is necessary to take out counselor disability insurance. This will provide robust and sufficient protection against occupational injuries and help you to get a portion of your salary in the event of a disability.

A serious injury might make it difficult for you to work for weeks, months or even years. If you don’t have a counselor DI policy, you may not get an income or salary during the period of the disability. By taking out counselor disability insurance, you can effectively secure your income and focus on your recovery rather than getting an income.

However, the benefits you stand to get from counselor disability insurance may differ from one policy to the other. Some policies pay about 50%, while some others will pay up to 60% of your salary in benefits. Before purchasing a disability insurance policy, make sure you research your options in order to choose a policy with great benefits and other awesome features.

You can take advantage of the extensive resources provided by Insurdinary to get free quotes from top providers on counselor DI. Insurdinary will connect you to reliable insurance advisors who will guide you to choose the right coverage available to Canadians.

To get a quote for counselor disability insurance, click here.

The Difference between Long- & Short-Term Counselor Disability Insurance


disability insurance

Counselor Short Term Disability Insurance

Short term counselor disability insurance provides financial protection for a short period of time. It helps you to secure your salary and you can get a portion of it if you become disabled for a few months. This type of disability insurance will last for a few weeks, usually from 9 to 52 weeks.

Counselor Long Term Disability Insurance

Long term counselor disability insurance provides financial protection for a long period of time. Rather than staying without salary for months or years because of a disability, you can take out counselor long term disability insurance to get up to 60% of your income. Depending on the insurer, long term counselor disability insurance may be effective until retirement or for some stated number of years. It can also cover you until you are healthy and able to return to your job.

To learn more about counselor long term disability insurance, click here.

What is Covered in Counselor Accident Insurance?


Disability insurance can cover several medical conditions, accidents, illness, and diseases. Some insurers may cover only work-related accidents and injuries, while some may include non-work-related conditions. The insurer may also cover non-illnesses such as childbirth and pregnancy.

Not all medical conditions are covered by counselor disability insurance. Precisely, pre-existing conditions are usually excluded from the policy.

Counselor Injury Insurance Coverage:

Coverage for total disability
Partial disability benefits
Retraining benefits and recovery benefits
Counselor disability insurance coverage for mental illness
Counselor disability insurance coverage for pregnancy
Survivor benefits
Compassionate disability

To learn more about counselor accident insurance, click here.

Be Prepared for Anything, No Matter Where You Work


You don’t have to lose your salary because of a disability. Get disability insurance today to make sure you are covered wherever you work.

Canadian Institutes for Counselors


Learn about Counselor DI

There are a number of counselor associations and institutes in Canada. Here are a few of such associations.

 

    • Canadian Professional Counsellors Association – 3306 32nd Ave #203, Vernon, BC V1T 2M6 – (250) 558-3323

 

    • Canadian Counselling and Psychotherapy Association – 245 Menten Place, Nepean, ON K2H 9E8 – (877) 765-5565

 

    • Ontario Association of Consultants, Counsellors, Psychometrists and Psychotherapists – 586 Eglinton Ave E #410, Toronto, ON M4P 1P2 – (416) 298-7333

 

    • BC Association of Clinical Counsellors – 780 Tolmie Ave #204, Victoria, BC V8X 3W4 – (250) 595-4448

 

    • BC School Counsellors Association – 792-916 W Broadway, Vancouver, BC V5Z 1K7

 

To learn more about counselor associations in Canada, click here.

Purchase Counselor Disability Insurance in Minutes – Easy!


health insurance quotes

Finding the best counselor disability insurance is easy with Insurdinary. Simply sign up, get quotes sent directly to your inbox, and buy your perfect plan online.

Purchasing counselor disability insurance should be the least of your worries. Get quotes now to protect your income and salary!

 

Step 1 – Get Quotes

Answer a few questions about your occupation to get quotes sent straight to you.

Step 2 – Compare Rates

Compare plans and prices from top level disability insurance providers.

Step 3 – Buy Online

Choose a plan and buy the perfect insurance plan in minutes.

Canadian Counselor Accident Insurance Statistics


There are approximately 16,200 people working as family, marriage, and other related counselors in the Ontario region. 34% of them work in the social assistance sector, 21% work in ambulatory health care services, 13% work in nursing and residential care facilities, while 13% work in hospitals.

A lot of counselors work full-time (about 76% of them), while 24% of them work part-time. Also, 65% of counselors work throughout the year and 15% are self-employed.

To learn more about counselor accident insurance, click here.

Injuries Counselors Suffer From


Counselors play relevant roles in administering treatment to people going through emotional and mental issues and distress, helping them to recover quickly. There are various fields of counseling and the exact job of the counselor is determined by the field of counseling he functions in. Counselors usually suffer from work-related musculoskeletal pains and injuries which might even make it difficult for them to work. This is why you should take out counselor disability insurance.

Here are injuries common to counselors:

Low back pain and musculoskeletal pains
Emotional burnout
Stress, etc

To learn more about counselor injury insurance, click here.

Get the Lowest Rates on All Types of Insurance


Insurdinary has you covered no matter what. Shop online for the best insurance coverage and rates in Canada.

Counselor Injury Insurance FAQ


Looking for counselor disability insurance coverage?

Learn more about how to get the best price counselor disability insurance online by checking out the Frequently Asked Questions below.

Is long-term disability insurance the same as social security disability insurance?

Long term counselor disability insurance is not the same as social security insurance (SSDI). Unlike long term disability insurance, it could take a long time to be approved of SSDI. On average, it takes up to 5 months to get approval for SSDI, and even then, you are not eligible for the SSDI benefits in the first six months of your disability.

How much counselor disability insurance do I need?

You need counselor disability insurance that pays up to 60 percent of your annual income or salary in benefits. However, the benefits may vary from one insurer to the other.

What medical conditions cover for long-term disability insurance?

Counselor long term disability insurance covers several medical conditions. Some of the conditions may include cancer, brain injuries, anxiety disorders, back injuries, chronic pain, asthma, cerebral palsy, bipolar disorder, etc.

How much should I pay for counselor disability insurance?

Counselor disability insurance providers charge about 1 to 3 percent of your gross annual salary or income in premium. For instance, if your salary is $50,000, you should expect to pay from $500 to $1,500 in premium.

To learn about counselor injury insurance, click here.

  • More Insurance icon by Insurdinary
  • More Products


Click a product to get your quotes

  • Credit Cards icon by Insurdinary
  • Pet Insurance icon by Insurdinary
  • Group Benefits Insurance icon by Insurdinary
  • Auto Insurance icon by Insurdinary
  • Home Insurance icon by Insurdinary
  • Renters Insurance icon by Insurdinary