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Chemist Disability Insurance

Why Get Chemist Disability Insurance

A lot of injuries occur in chemistry labs, these might range from eye injuries to chemical irritations or burns. Some of these injuries could be very devastating and result in a disability which could make it difficult for the chemist to work in a while. This is why you should take out chemist disability insurance.

With chemist DI, you can get a portion of your salary or income in the event of a disability. You definitely want to get the best benefit rates in chemist disability insurance, but to do so, you have to shop around and compare policy options in order to choose the best coverage. But with lots of insurance providers out there, you might have to compare oodles of insurance providers to choose the right policy. Alternatively, you can take advantage of Insurdinary’s extensive resources to get free quotes on chemist disability insurance.

Insurdinary works with lots of reliable insurance advisors in Canada. When you contact Insurdinary, we will connect you to reliable insurance advisors who will guide you to choose the best coverage available for Canadians.

To get a quote for chemist disability insurance, click here.

The Difference between Long- & Short-Term Chemist Disability Insurance

disability insurance

Chemist Short Term Disability Insurance

Short term chemist disability insurance provides reliable financial protection for a short period of time, usually one year or less. This type of disability insurance covers work-related medical conditions but it may also cover non-illnesses such as pregnancy and childbirth. Short term chemist disability insurance may last for about 9 weeks to 52 weeks.

Chemist Long Term Disability Insurance

Long term chemist disability insurance provides reliable financial protection for a long period of time, usually more than 2 years. This type of disability insurance covers occupation-related medical conditions, injuries, and accidents. It may also cover serious medical conditions such as heart diseases, brain injuries, cancer, and so on. If you also have short term disability in the policy, your chemist long term disability insurance will become effective when the short term disability runs out. The policy may last until retirement or whenever the insured recovers and is ready to return to work.

To learn more about chemist long term disability insurance, click here.

What is Covered in Chemist Accident Insurance?

Several medical conditions may be covered in chemist disability insurance and some conditions may not be covered. As a matter of fact, chemist disability insurance usually excludes pre-existing conditions. So, conditions diagnosed before the policy’s start date may not be covered.

Furthermore, chemist disability insurance may cover work-related medical conditions and serious illness. The covered conditions are usually listed or implied in the policy.

Chemist Injury Insurance Coverage:

Coverage for total disability
Partial disability benefits
Retraining benefits and recovery benefits
Chemist disability insurance coverage for mental illness
Chemist disability insurance coverage for pregnancy
Survivor benefits
Compassionate disability

To learn more about chemist accident insurance, click here.

Be Prepared for Anything, No Matter Where You Work

You don’t have to lose your salary because of a disability. Get disability insurance today to make sure you are covered wherever you work.

Canadian Institutes for Chemists

Learn about Chemist DI

There are a number of chemist associations and institutes in Canada. Here are a few of such associations.


    • Chemistry Industry Association of Canada – 350 Sparks St. #805, Ottawa, ON K1R 7S8 – (613) 237-6215


    • Association of the Chemical Profession of Alberta – 202, 5405 99 Street NW Edmonton, AB T6E 3N8 – (780) 413-0004


    • Association of the Chemical Profession of Ontario – P.O. Box 61515 Hamilton, ON L8T 5A1 – (877) 615-9239


To learn more about chemist associations in Canada, click here.

Purchase Chemist Disability Insurance in Minutes – Easy!

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Finding the best chemist disability insurance is easy with Insurdinary. Simply sign up, get quotes sent directly to your inbox, and buy your perfect plan online.

Purchasing chemist disability insurance should be the least of your worries. Get quotes now to protect your income and salary!


Step 1 – Get Quotes

Answer a few questions about your occupation to get quotes sent straight to you.

Step 2 – Compare Rates

Compare plans and prices from top level disability insurance providers.

Step 3 – Buy Online

Choose a plan and buy the perfect insurance plan in minutes.

Canadian Chemist Accident Insurance Statistics

New job openings for life science professionals (including chemists) are expected to total 15,700 over the period 2017 to 2026 and 14,600 new job seekers are expected to fill these positions.

Also, the Labor Force Survey 2015 shows that 98% of professionals who work in this occupation worked full-time, compared to an average of 81% for all occupations. The National Household Survey 2011 shows that 41% of life science professionals are women, whereas an average of 48% of other occupations are women.

To learn more about chemist accident insurance, click here.

Injuries Chemists Suffer From

There are lots of dangers that come with working in a chemistry lab. One of the most common types of injuries is chemical irritation or burns. It is easy for people working in chemistry labs to inhale reactive or corrosive vapor. It is also totally possible for the professional to ingest harmful chemicals. Some of these could result in an injury or ailment that could lead to a disability. By taking out chemist disability insurance, you can cover work-related medical conditions and get a portion of your income or salary in the event of a disability.

Here are a few medical conditions common to chemists:
Chemical irritation and burns.
Mild to moderate poisoning.
Burns from heat.
Cuts from glassware.
Eye injuries, etc.

Get the Lowest Rates on All Types of Insurance

Insurdinary has you covered no matter what. Shop online for the best insurance coverage and rates in Canada.

Chemist Injury Insurance FAQ

Looking for chemist disability insurance coverage?

Learn more about how to get the best price chemist disability insurance online by checking out the Frequently Asked Questions below.

As a chemist, do I need a disability insurance policy?

You need chemist disability insurance to cover work-related medical conditions, accidents, and illness. The policy will pay up to 60% of your salary or income in the event of a disability.

What is the benefit amount in chemist disability insurance?

The amount you should expect in benefit on chemist disability insurance policies may vary with the insurance company. However, most insurers pay about 50 to 60% of the income or salary in benefits.

How much is chemist disability insurance premium?

The amount you should expect to pay in premium may vary with the disability insurance provider you choose. However, most insurers charge about 1 to 3 percent of your gross annual income in premium.

How long does long term chemist disability insurance last?

Long term chemist disability insurance may last for several years, depending on the insurance provider. Some policies may last until retirement if you are disabled for life but otherwise, the policy will run out when you recover and return to your job.

To learn about chemist injury insurance, click here.

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