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Cement Finisher Disability Insurance

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Find the best rates for cement finisher disability insurance with Insurdinary.

Why Get Cement Finisher Disability Insurance


The construction of roads, floors and many other structures would not be complete without the job of a concrete finisher. These professionals are skilled in making the right mixture to create a solid mass that holds the structures together.

However, the concrete finisher needs to be in the best health condition (both physical and mental) to do his job perfectly. If disabled, the concrete finisher may not be able to work at all and therefore he may lose his income or salary. This is why it is important to take out cement finisher disability insurance.

With cement finisher disability insurance, you will protect your income and salary in the event of a disability. The coverage will help you to get a portion of your income or salary (usually 50 to 60 percent) if you are unable to work due to a disability.

Before taking out the disability insurance, you need to make sure you research various policy options and shop around to choose the best coverage. Contact Insurdinary.ca to effectively compare policy options. When you contact Insurdinary, we will connect you to insurance advisors who will guide you to choose the best cement finisher income replacement coverage.

To get a quote for cement finisher disability insurance, click here.

The Difference between Long- & Short-Term Cement Finisher Disability Insurance


disability insurance

Cement Finisher Short Term Disability Insurance

If the injury is not severe, the disability may not last for a long period of time. This is where short-term disability insurance comes in. This type of cement finisher disability insurance provides coverage for a short period of time, usually less than one year. In fact, most short-term disability insurance may last from 9 to 52 weeks and covers disabilities due to most work-related accidents and injuries.

Cement Finisher Long Term Disability Insurance

Some disabilities may last for quite a long period of time, sometimes for a lifetime. For such a disability, you need long-term cement finisher disability insurance. This type of disability insurance provides financial protection to cover most work-related medical conditions and disabilities caused by such injuries. The cement & concrete finish term disability insurance may last until the retirement age or whenever the insured is healthy enough to return to work.

To learn more about cement finisher long term disability insurance, click here.

What is Covered in Cement Finisher Accident Insurance?


The medical conditions covered by cement finisher disability insurance may vary from one insurance provider to the other. However, most insurers cover disabilities due to work-related injuries and accidents.

The insurer may also cover non-illnesses such as pregnancy and childbirth.

It is also possible that certain medical conditions might be excluded from the cement finisher disability insurance policy. Pre-existing conditions (medical conditions diagnosed before the start date of the cement finisher disability insurance policy) are usually excluded from the policy.

Cement Finisher Injury Insurance Coverage:

Coverage for total disability
Partial disability benefits
Retraining benefits and recovery benefits
Cement finisher disability insurance coverage for mental illness
Cement finisher disability insurance coverage for pregnancy
Survivor benefits
Compassionate disability

To learn more about cement finisher accident insurance, click here.

Be Prepared for Anything, No Matter Where You Work


You don’t have to lose your salary because of a disability. Get disability insurance today to make sure you are covered wherever you work.

Canadian Institutes for Cement Finishers


Learn about Cement Finisher DI

There are a number of cement finisher associations and institutes in Canada. Here are a few of such associations.

 

    • Concrete Precasters Association – 4097 Dufferin Ave, Wallaceburg, ON N8A 4M9 – (519) 627-0916

 

    • Cement Association of Canada – 350 Sparks St #1105, Ottawa, ON K1R 7S8 – (613) 236-9471

 

    • Concrete Ontario – 1 Prologis Blvd #102b, Mississauga, ON L5W 0G2 – (905) 564-2726

 

    • Concrete Alberta – 4944 Roper Rd NW, Edmonton, AB T6B 3R1 – (780) 436-5645

 

    • Concrete BC – 26162 30A Ave, Aldergrove, BC V4W 2W5 – (604) 626-4141

 

To learn more about cement finisher associations in Canada, click here.

Purchase Cement Finisher Disability Insurance in Minutes – Easy!


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Finding the best cement finisher disability insurance is easy with Insurdinary. Simply sign up, get quotes sent directly to your inbox, and buy your perfect plan online.

Purchasing cement finisher disability insurance should be the least of your worries. Get quotes now to protect your income and salary!

 

Step 1 – Get Quotes

Answer a few questions about your occupation to get quotes sent straight to you.

Step 2 – Compare Rates

Compare plans and prices from top level disability insurance providers.

Step 3 – Buy Online

Choose a plan and buy the perfect insurance plan in minutes.

Canadian Cement Finisher Accident Insurance Statistics


According to Job Bank, the job outlook for a concrete finisher in Victoria, BC is fair over the next 3 years. Furthermore, there are approximately 390 concrete finishers in the Vancouver Island and Coastal region. Also, most concrete finishers work in the concrete sector (about 92 percent of them).

To learn more about cement finisher accident insurance, click here.

Injuries Cement Finishers Suffer From


Concrete finishers are exposed to a lot of risks due to their occupation. Some of the work-related injuries could result in disability and this could make it very difficult or impossible for the professional to work. You don’t have to wait to be injured before you do something about it, you need to take out cement finisher disability insurance as soon as possible. This will pay a portion of your salary when you are unable to work.

Here are some injuries common to cement finishers:

Chemical concrete burns from wet concrete
Cancer
Respiratory disorders such as chronic obstructive pulmonary disease (COPD)
Irritation of the nose, throat and entire respiratory tract
Cuts, lacerations, scrapes, and puncture wounds
Electrocution
Bruises and broken bones, etc.

To learn about cement finisher injury insurance, click here.

Get the Lowest Rates on All Types of Insurance


Insurdinary has you covered no matter what. Shop online for the best insurance coverage and rates in Canada.

Cement Finisher Injury Insurance FAQ


Looking for cement finisher disability insurance coverage?

Learn more about how to get the best price cement finisher disability insurance online by checking out the Frequently Asked Questions below.

Do cement finishers need disability insurance?

Yes. You need cement finisher disability insurance to cover work-related illnesses and disabilities. This will pay a portion of your salary or income when you are not able to work due to a disability.

How much cement finisher disability insurance do I need?

Your cement finisher disability insurance Canada should pay up to 50 to 60 percent of your salary when you are not able to work. Let’s say your salary is $100,000, the coverage should from $50,000 to $60,000 in benefits.

How much should I pay for cement finisher disability insurance?

Cement disability insurance would typically cost from 1 to 3 percent of your gross annual income. In other words, if you are making $100,000 in a year, you will pay from $1,000 to $3,000 in disability insurance.

What medical conditions cover for long-term disability insurance?

Several medical conditions qualify for long-term disability insurance. Examples include brain injuries, cancer, anxiety disorders, chronic pain, back injuries, asthma, bipolar disorder, cerebral palsy, etc.

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