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Architect Disability Insurance

Why Get Architect Disability Insurance

Architects are often glued to their drawing tables and can stay up all nights doing so. Sometimes, you might have to supervise dangerous construction sites and you have to be wary for your safety. Before you go supervising such sites or drawing all nights, you need to take some important precautions.

If you become disabled or seriously injured, you may not get an income or salary for a long time. This is why it is important to consider taking out architect disability insurance. With architect DI, you can protect your income and salary against disabilities.

Architect disability insurance will pay a portion of your income or salary when you become disabled. The percentage of your salary you will get depends on the insurance company you choose, however, most insurers pay up to 50 to 60 percent of your salary.

If you want to get the best benefits and pay a low premium, you need to carefully search for the right insurance provider. Take advantage of Insurdinary’s extensive guide and resources to get free quotes from top insurers in Canada. Insurdinary can connect you to reliable insurance advisors who will guide you to choose the best policy available to Canadians.

To get a quote for architect disability insurance, click here.

The Difference between Long- & Short-Term Architect Disability Insurance

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Architect Short Term Disability Insurance

If the injury or accident is not severe, it might probably take a short time for you to recover. For such, you need short term architect disability insurance. Short term disability insurance pays a portion of your salary or income for a short period of time. Usually, this type of disability insurance lasts for less than a year, depending on the insurance provider.

Architect Long Term Disability Insurance

Architect long term disability insurance pays a portion of your salary or income for a long period of time. Depending on the insurer, this type of disability insurance may last until retirement. It can also be effective until you are healthy and ready to resume work. If you have both short-term and long-term disability in your policy, your long-term architect disability insurance will become effective when your short-term disability insurance fails. You can consult your insurer to find out the medical conditions covered by your long-term disability insurance policy.

To learn more about architect long term disability insurance, click here.

What is Covered in Architect Accident Insurance?

Architect disability insurance or accident insurance can cover several medical conditions and also non-medical conditions like pregnancy and childbirth. The medical conditions covered may differ from one insurance provider to the other but most insurers provide comprehensive details about their coverage in their policy documents.
Some conditions may not be covered by an architect disability insurance policy. For instance, if the professional is diagnosed with a medical condition before the start date of the architect disability insurance policy, such condition will be excluded from the policy.

Architect Injury Insurance Coverage:

Coverage for total disability
Partial disability benefits
Retraining benefits and recovery benefits
Architect disability insurance coverage for mental illness
Architect disability insurance coverage for pregnancy
Survivor benefits
Compassionate disability

To learn more about architect accident insurance, click here.

Be Prepared for Anything, No Matter Where You Work

You don’t have to lose your salary because of a disability. Get disability insurance today to make sure you are covered wherever you work.

Canadian Institutes for Architects

Learn about Architect DI

There are a number of architect associations and institutes in Canada. Here are a few of such associations.


    • The Royal Architectural Institute Of Canada (RAIC) – 55 Murray St #330, Ottawa, ON K1N 5M3 – (613) 241-3600


    • Ontario Association Of Architects – 111 Moatfield Dr, North York, ON M3B 3L6 – (416) 449-6898


    • Architectural Institute of British Columbia – 440 Cambie St Suite #100, Vancouver, BC V6B 2N5 – (604) 683-8588


    • Alberta Association Of Architects – 10515 Saskatchewan Dr. NW, Edmonton, AB T6E 4S1 – (780) 432-0224


    • Saskatchewan Association Of Architects – 200 – 642 Broadway Ave, Saskatoon, SK S7N 1A9 – (306) 242-0733


    • Architects’ Association Of New Brunswick – 1 Pleasant Ave, Sussex, NB E4E 1X2 – (506) 433-5811


To learn more about architect associations in Canada, click here.

Purchase Architect Disability Insurance in Minutes – Easy!

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Finding the best architect disability insurance is easy with Insurdinary. Simply sign up, get quotes sent directly to your inbox, and buy your perfect plan online.

Purchasing architect disability insurance should be the least of your worries. Get quotes now to protect your income and salary!


Step 1 – Get Quotes

Answer a few questions about your occupation to get quotes sent straight to you.

Step 2 – Compare Rates

Compare plans and prices from top level disability insurance providers.

Step 3 – Buy Online

Choose a plan and buy the perfect insurance plan in minutes.

Canadian Architect Accident Insurance Statistics

New job openings for architects are expected to total 7,800 over the period 2017 to 2026, and 7,400 new job seekers are expected to fill these positions.

The 2015 Labor Force Survey reveals that 38% of workers in this occupation were self-employed and 97% of them work full-time. Furthermore, the 2011 National Household Survey indicates that 29% of workers in this occupation are women, whereas 48% of all occupations are women.

To learn more about architect accident insurance, click here.

Injuries Architects Suffer From

Architects are exposed to several injuries and accidents in their occupation. Some of the accidents and injuries could result in a disability which could make it difficult for the architect to do his job. With architect disability insurance, you can protect your income and get a portion of your salary or income in the event of a disability.

Some of the occupational hazards and injuries associated with architects include the following:

Repetitive strain injury
Musculoskeletal diseases
Injuries in construction sites.

Get the Lowest Rates on All Types of Insurance

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Architect Injury Insurance FAQ

Looking for architect disability insurance coverage?

Learn more about how to get the best price architect disability insurance online by checking out the Frequently Asked Questions below.

Do I need architect disability insurance?

Yes, architects need disability insurance. Architects are exposed to some dangerous situations and injuries in the course of their job. With architect disability insurance, you can get a portion of your salary or income in the event of a disability.

How much benefit is involved in architect disability insurance?

Architect disability insurance pays up to 50 to 60 percent of your income in disability benefits. However, the exact benefit amount may vary from one insurer to the other.

How much can I pay for architect disability insurance?

You should expect to pay up to 1 to 3 percent of your gross annual income or salary in premium on architect disability insurance. For instance, if your salary is $100,000, you should expect to pay from $50,000 to $60,000 in premium.

What are the health conditions covered by architect disability insurance?

Several health conditions are covered in architect long term disability insurance. Some examples include the following: bipolar disorder, mental illness, cancer, chronic pain, anxiety, cerebral palsy, etc.

To learn about architect injury insurance, click here.

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